Total Wealth Management offers a wide array of diverse services, all designed to develop, enhance and perpetuate our clients’ wealth.
Every aspect of financial planning is covered in a Asset Optimization Strategy, including Asset Management, Retirement, Risk Management, Tax Planning and Estate Planning. All financial plans should have built-in flexibility for changes in a client’s life as every financial picture is continually evolving.
Contact us to schedule a complimentary private consultation and discover the power of a team approach to asset optimization.
- Asset Management
- Asset Optimization
- Corporate Retirement Plan Services
- Risk Management
- Estate Planning
Total Wealth Management prides itself in high-end asset management services as part of the asset optimization experience. There are two predominant styles of asset management, being Tactical and Strategic Asset Allocation.
While many clients find traditional asset management to suit them, some will desire investments that are unique and uncorrelated with other parts of a more traditional portfolio. For these clients, TWM provides a host of alternative investments to further diversify and enhance a client's position.
How powerful is a pawn? The typical immediate answer is usually “Not that significant”. However, the true and correct answer is, in fact, “It all depends.” On it’s own, it may be of little consequence. Yet, in a strategic formation, it can be the conqueror of Kings. In your financial world, the correct positioning and structure of all your different financial elements is what gives your assets and financial plan power. Without an optimization strategy to maximize your current assets, those assets may individually stand as lone pawns. However, when optimized in a Asset Optimization Strategy, even a pawn can become the most powerful, deciding factor.Read more...
Total Wealth Management believes retirement planning should be exciting. After all, if done right, a retirement plan is simply a master vacation plan! With so many different avenues and products available, navigating safely through the retirement maze can be daunting. Additionally, conventional wisdom has injected many workers with a false sense of security about many elements of retirement.Read more...
Total Wealth Management’s Retirement Plan Services Group provides best of class independent services and investment solutions for your company’s retirement plan. Our team has extensive experience as consultants for 401(k), 403(b), Non-Qualified Deferred Compensation, and Defined Benefit plans.Read more...
Although most people will live their lives without suffering a disabling accident or unexpected death, the risk is still present. Insuring against such unexpected events is a complicated subject. From life insurance to long-term care insurance and disability insurance, our team of Certified Financial Planners™, insurance specialists, tax professionals and legal advisors can help you to create a comprehensive risk management plan.
While avoiding probate and eliminating estate taxation are often the main reasons families engage in estate planning, many other factors are important consider and act upon.Guardianship for dependents, advance health care directives and multigenerational wealth development are essential elements to incorporate into any comprehensive estate plan.Read more...