Life insurance can be a complicated subject and therefore requires careful review to determine the appropriate type and amount. Many considerations should be taken into account, including, but not limited to income replacement, mortgage/debt pay-off, education for dependents, funeral arrangements, estate liquidity and creating a legacy. There exists a myriad of types of life insurance that each have their own place in a financial picture. Meeting with our team of Certified Financial Planners™, insurance specialist, tax professionals and legal advisors, TWM has the most professional resources to create a comprehensive risk management plan for our clients.